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dwolla: yes, i keyed off your comment re getting your last $'s from
paypal and thought they would work for your donations: US, at least.
and then somebody like Citi (a globally top-three credit card
issuer) could handle accounts in GBP and EURO in London with a
relatively small translation cost for Nordics and other
Euro-peripherals into either London pool.<br>
<br>
the rest of the globe would probably be cheaper to come into NYC in
USD. if you spend in GBP/EURO you would do so from those accounts
with no translation costs. of course, you can concentrate the funds
where ever you might need them as the need arises.<br>
<br>
OK, that type of a system takes a bit of effort to get going; but
then it is quite low-cost and easy to actually run. <b>however, if
you are looking for some sort of a paypal "drop-in" one that i am
familiar with is propay.</b><br>
<ul>
<li>they have some concessionary pricing for non-profits (you can
just provide proof of your "exempt" DE status).</li>
<li>i am not sure what their currency translation hits might be
since i only know about a US set-up.</li>
<li>they do non-swipe cards at 2.2%+$0.25 (no surprise: except for
Am Ex which you do not have to accept).</li>
<li>they do ACH, but have a percentage applied (less than 1%)
instead of a much lower per-transaction fee.<br>
</li>
<li>transaction fees might get even lower if your volume is
attractive to them.</li>
<li>no other fees at all.</li>
<li>they also have a bunch of API's you can choose from.</li>
<li>one added feature that may interest you is they have a means
whereby you can post an anchor in social media sites to capture
donations back to their system.</li>
<li>they also do the maximum PCI isolation so that you do not have
to worry re that.</li>
<li>they have an "auto-sweep" function every couple of days for
depositing into your current bank account which can be altered
to your own preferred schedule.</li>
<li>you can establish multiple accounts if you have FX
disbursement needs such as GBP and/or Euro and then there would
be no attendant translation costs.<br>
</li>
</ul>
of course, this is also a place where you can leverage your org's
rep to possibly get even better terms. you could start at their
non-profit page and look on from there and see if there are more
features i do not know about:<br>
<a class="moz-txt-link-freetext" href="http://www.propay.com/affiliate/charity/?refid=charity">http://www.propay.com/affiliate/charity/?refid=charity</a><br>
<pre class="moz-signature" cols="80">
--
Thank you,
Johann v. Preußen
</pre>
<div class="moz-cite-prefix">On 2016.May.12 09:42, Steve Marquess
wrote:<br>
</div>
<blockquote cite="mid:5734B260.4010001@openssl.com" type="cite">
<pre wrap="">On 05/12/2016 09:39 AM, Steve Marquess wrote:
</pre>
<blockquote type="cite">
<pre wrap="">On 05/11/2016 06:04 PM, Johann v. Preußen wrote:
</pre>
<blockquote type="cite">
<pre wrap="">i am sorry if i have wasted your time on non-profit formation and
taxation issues when i put my CPA hat on. i originally meant to point
out some banking alternatives and how to make certain you could qualify
and control such with the non-profit formation as a means and California
as a low-cost conduit.
</pre>
</blockquote>
<pre wrap="">
Not a waste; despite working these issues for some time I remain ever
hopeful that there is indeed a simple solution that has to date escaped
us. Or even a complex one for that matter.
...
Dwolla I'll call when they open for business. I suspect we'll run into
the U.S. web server location issue, but I'll check.
-Steve M.
</pre>
</blockquote>
<pre wrap="">
That was a short call; Dwolla only handles payments from within the
U.S., and the great bulk of our donations come from outside the U.S.
-Steve M.
</pre>
</blockquote>
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